Get Out of Debt Faster
Build Real Financial Freedom for Business Owners
Know the exact system entrepreneurs use to pay off debt in 12–36 months
without pausing their business growth.
Get instant access — no cost, just real clarity
Trusted by 100+ entrepreneurs working to get out of debt while growing their business.
Get Out of Debt Faster
Build Real Financial Freedom
for Business Owners
Know the exact system entrepreneurs use to pay off debt in 12–36 months
without pausing their business growth.
Get instant access — no cost, just real clarity
Trusted by 100+ entrepreneurs working to get
out of debt while growing their business.
If You’re an Entrepreneur Drowning in Debt,
This Will Feel Familiar
You’re making sales, but credit cards and loans never seem to go down.
You feel guilty or anxious every time you open your banking app.
You’ve tried “budgeting” but it always feels too rigid for business owners.
You’re scared that one slow month could wipe everything out.
You’re tired of carrying the money stress alone and don’t know who to ask for help.
Imagine Running Your Business
Without Constant Debt Stress
With a clear, debt-free plan, you can:
Pay off high-interest debt without starving your business of cash.
Know exactly what to pay, when, and how much.
Stop avoiding your numbers and feel in control of your finances.
Confidently make business decisions because you actually know your money.
Start building savings and investments instead of just servicing debt.
If You’re an Entrepreneur
Drowning in Debt,
This Will Feel Familiar
You’re making sales, but credit cards and loans never seem to go down.
You feel guilty or anxious every time you open your banking app.
You’ve tried “budgeting” but it always feels too rigid for business owners.
You’re scared that one slow month could wipe everything out.
You’re tired of carrying the money stress alone and don’t know who to ask for help.
Imagine Running
Your Business
Without Constant
Debt Stress
With a clear, debt-free plan, you can:
Pay off high-interest debt without starving your business of cash.
Know exactly what to pay, when, and how much.
Stop avoiding your numbers and feel in control of your finances.
Confidently make business decisions because you actually know your money.
Start building savings and investments instead of just servicing debt.
The Ultimate Debt-Free Roadmap
for Business Owners
Expert-backed strategies for mastering cash flow, restructuring debt,
and growing smarter.
What's Inside?
Eliminate debt without pausing your business growth with a simple, step-by-step system.
A simple cash-flow tracker created for irregular income.
The Debt Prioritization Formula™ every entrepreneur should know.
A pricing & profitability checklist used by Melinda’s clients.
A step-by-step weekly money routine for entrepreneurs.
Real client examples of debt paid off in months.
The Ultimate
Debt-Free Roadmap
for Business Owners
Expert-backed strategies for mastering cash flow, restructuring debt,
and growing smarter.
What's Inside?
Eliminate debt without pausing your business growth with a simple, step-by-step system.
A simple cash-flow tracker created for irregular income.
The Debt Prioritization Formula™ every entrepreneur should know.
A pricing & profitability checklist used by Melinda’s clients.
A step-by-step weekly money routine for entrepreneurs.
Real client examples of debt paid off in months.
Meet Melinda Kerr
The Debt-Free Entrepreneur Coach
I’m Melinda, and I help entrepreneurs become debt-free without burning their business to the ground.
Years ago, I was that business owner with multiple credit cards, a line of credit, and constant anxiety.
On paper, my business was “doing well,” but behind the scenes, debt controlled every decision I made.
I combined proven debt-paydown frameworks with real-world business cash flow strategies to finally clear my debt and rebuild from a place of confidence.
Today, I coach entrepreneurs through the same process—so they can get their time, energy, and freedom back.
Melinda has helped 100+ entrepreneurs create clear, doable plans
to get out of debt while still growing their business.
Meet Melinda Kerr
The Debt-Free Entrepreneur Coach
I’m Melinda, and I help entrepreneurs become debt-free without burning their business to the ground.
Years ago, I was that business owner with multiple credit cards, a line of credit, and constant anxiety.
On paper, my business was “doing well,” but behind the scenes, debt controlled every decision I made.
I combined proven debt-paydown frameworks with real-world business cash flow strategies to finally clear my debt and rebuild from a place of confidence.
Today, I coach entrepreneurs through the same process—so they can get their time, energy, and freedom back.
Melinda has helped 100+ entrepreneurs create clear, doable plans to get out of debt while still growing their business.
What Entrepreneurs Are Saying
Real stories from business owners who transformed their finances
using this roadmap.
Jasmine Pedraza
Online Coach
“After working with Melinda, For the first time, I know exactly when I’ll be debt-free..”
Devin Pratt
Agency Owner
“We paid off two credit cards in
5 months without killing our marketing budget.”
Sairah Koli
Course Creator
“ finally feel like the CEO of my money, not the victim of it.”
What Entrepreneurs Are Saying
Real stories from business owners who transformed their finances using this roadmap.
Jasmine Pedraza
Online Coach
“After working with Melinda, For the first time, I know exactly when I’ll be debt-free..”
Devin Pratt
Agency Owner
“We paid off two credit cards in
5 months without killing our
marketing budget.”
Sairah Koli
Course Creator
“ finally feel like the CEO of my money, not the victim of it.”
Questions You Might Have
Everything you need to know before beginning your debt-free journey.
Is This Just Generic Budgeting Advice?
No. This starter kit is created specifically for entrepreneurs and small business owners who have variable income, business expenses, and real-life cash flow ups and downs. It’s not a one-size-fits-all budget template for 9–5 employees.
Do I Have To Share My Financial Details With You?
Not for the starter kit. You’ll work through the exercises privately on your own. If you later choose to book a coaching call, you can decide what you feel comfortable sharing so we can better understand your situation.
What If My Situation Feels Too Messy Or Embarrassing?
That’s completely okay—and very normal. Many entrepreneurs come to me feeling behind, ashamed, or overwhelmed. My work is judgment-free and focused on helping you get clarity and a plan, no matter how “messy” things feel right now.
Does This Cost Anything?
The Debt-Free Entrepreneur Starter Kit is 100% free. There is no cost to download it and no obligation to sign up for coaching.
Is This For Personal Debt, Business Debt, Or Both?
Both. Many entrepreneurs have a mix of personal and business debt—credit cards, lines of credit, loans, and more. The starter kit helps you see the full picture and begin organizing a realistic plan around your actual income and responsibilities.
How Long Will It Take To See Results?
That depends on your current income, debt level, and how consistently you follow your plan. Many entrepreneurs start feeling relief within the first 30 days because they finally know what to do, when to pay, and how much—rather than guessing or avoiding their numbers.
Will You Tell Me To Stop Investing Or Shut Down My Business?
No. The goal is to help you pay down debt in a way that keeps your business alive and growing. We’ll look at your numbers realistically and make smart adjustments, but I won’t ask you to destroy the core of your business just to become debt-free.
Is This Coaching Or Financial/Legal Advice?
This material is educational and coaching-based, not formal financial or legal advice. I’ll help you think through your options, create a practical plan, and support your decisions—but you’re always in control, and I recommend consulting a licensed professional for specific legal or financial actions.
What If I Live In A Different Country Or Use A Different Currency?
That’s okay. The principles and frameworks inside the starter kit work regardless of your country or currency. You can simply adjust the numbers and references to match your local situation.
What Happens After I Download The Starter Kit?
You’ll get instant access to the materials, plus a few supportive emails to help you use them effectively. If you’d like more personalized support, you’ll also have the option to book a free Debt-Free Strategy Call with me.
Questions You Might Have
Everything you need to know before beginning your debt-free journey.
Is This Just Generic Budgeting Advice?
No. This starter kit is created specifically for entrepreneurs and small business owners who have variable income, business expenses, and real-life cash flow ups and downs. It’s not a one-size-fits-all budget template for 9–5 employees.
Do I Have To Share My Financial Details With You?
Not for the starter kit. You’ll work through the exercises privately on your own. If you later choose to book a coaching call, you can decide what you feel comfortable sharing so we can better understand your situation.
What If My Situation Feels Too Messy Or Embarrassing?
That’s completely okay—and very normal. Many entrepreneurs come to me feeling behind, ashamed, or overwhelmed. My work is judgment-free and focused on helping you get clarity and a plan, no matter how “messy” things feel right now.
Does This Cost Anything?
The Debt-Free Entrepreneur Starter Kit is 100% free. There is no cost to download it and no obligation to sign up for coaching.
Is This For Personal Debt, Business Debt, Or Both?
Both. Many entrepreneurs have a mix of personal and business debt—credit cards, lines of credit, loans, and more. The starter kit helps you see the full picture and begin organizing a realistic plan around your actual income and responsibilities.
How Long Will It Take To See Results?
That depends on your current income, debt level, and how consistently you follow your plan. Many entrepreneurs start feeling relief within the first 30 days because they finally know what to do, when to pay, and how much—rather than guessing or avoiding their numbers.
Will You Tell Me To Stop Investing Or Shut Down My Business?
No. The goal is to help you pay down debt in a way that keeps your business alive and growing. We’ll look at your numbers realistically and make smart adjustments, but I won’t ask you to destroy the core of your business just to become debt-free.
Is This Coaching Or Financial/Legal Advice?
This material is educational and coaching-based, not formal financial or legal advice. I’ll help you think through your options, create a practical plan, and support your decisions—but you’re always in control, and I recommend consulting a licensed professional for specific legal or financial actions.
What If I Live In A Different Country Or Use A Different Currency?
That’s okay. The principles and frameworks inside the starter kit work regardless of your country or currency. You can simply adjust the numbers and references to match your local situation.
What Happens After I Download The Starter Kit?
You’ll get instant access to the materials, plus a few supportive emails to help you use them effectively. If you’d like more personalized support, you’ll also have the option to book a free Debt-Free Strategy Call with me.
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